Julio Faura

He currently heads R&D and Innovation in Santander's Innovation Division, executing major innovation projects globally, leading new (digital) business incubation efforts, and actively contributing to Santander's M&A and Venture Capital activity in Fintech. A passionate entrepreneur, he founds internal startups and Joint Ventures, focusing on eCommerce, internet-based financial services, alternative (online) lending, mobile payments, and crypto-currencies (Example: Yaap Digital Services, a JV between Santander, Caixa Bank and Telefónica). Particularly, he specializes in facilitating arms-length working relationships between startups and large organizations such as Banco Santander.